我们实际生活中，会有疑问国际转账一般多久能到呢，会不会很麻烦呢，其实在实际生活中跨国跨行转账一般会在1—2个工作日审核，审核通过之后会在3—5个工作日内到账。跨国汇款一般需要的材料：

1、需要提供详细准确的付款人姓名（英文）、银行账户号码。

2、需要提供详细准确的收款人名字、开户银行名称、地址及银行的SWIFT CODE（可向开户银行索取）、收款人账号（英文）。

3、需要提供付款人的护照，收入证明等。

汇款亦称\"汇付。国际结算支付方式之一。付款方通过第三者（一般是银行）使用各种结算工具，主动将款项汇付给收款方的一种业务处理方式。

汇款业务中通常有四个基本当事人：汇款人（即付款人）、汇出行、汇入行、收款人。常用的汇款方式有三种：

(1) 信汇，即汇出行应汇款人申请，将其交来的汇款通过信汇委托书邮寄至汇入行，委托其解付给收款人。

(2) 电汇，即汇出行应汇款人申请，以电报或电传通知国外汇入行，委托其将汇款支付给指定收款人。

票汇，即汇出行应汇款人申请，代可以汇入行为付款人的汇票，交给汇款人自行邮寄或携带出国，交给收款人向汇入行领取汇款。

同时，跨境贸易也是非常重要的，而xtransfer作为一家定位于外贸B2B领域的平台，提供海外开户、锁汇（外汇价格锁定）结汇等金融服务。为了给用户提供更加安全的服务，xtransfer搭建了一支国际化的专业风控团队，依托庞大的风控数据库，建立并实施严格的内控制度和流程，依照国际合规、反洗钱及反恐融资的标准，对客户实行身份认证和尽职调查，保障交易的真实性和资金来源的合法合规，同时通过严格的交易监控措施，防范各类金融犯罪行为。

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1、需要提供详细准确的付款人姓名（英文）、银行账户号码。

2、需要提供详细准确的收款人名字、开户银行名称、地址及银行的SWIFT CODE（可向开户银行索取）、收款人账号（英文）。

3、需要提供付款人的护照，收入证明等。

汇款亦称\"汇付。国际结算支付方式之一。付款方通过第三者（一般是银行）使用各种结算工具，主动将款项汇付给收款方的一种业务处理方式。

汇款业务中通常有四个基本当事人：汇款人（即付款人）、汇出行、汇入行、收款人。常用的汇款方式有三种：

(1) 信汇，即汇出行应汇款人申请，将其交来的汇款通过信汇委托书邮寄至汇入行，委托其解付给收款人。

(2) 电汇，即汇出行应汇款人申请，以电报或电传通知国外汇入行，委托其将汇款支付给指定收款人。

票汇，即汇出行应汇款人申请，代可以汇入行为付款人的汇票，交给汇款人自行邮寄或携带出国，交给收款人向汇入行领取汇款。

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