在电子商务的“推波助澜“下，中小企业参与国际贸易的障碍被逐步击碎。越来越多的中小企业得以进入外贸行业，使得订单碎片化已成为外贸订单的新趋势。

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这对于出口企业而言，既是机会也是挑战。下面通过一个案例为大家展示XTransfer本地收款方式如何帮助外贸人应对挑战。

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外贸人张先生从事纺织类行业超过7年，客户主要来自于欧美地区。这几年张先生接的中小单越来越多，最小的订单只有1000美金左右，同时客户要求交货的时间越来越快，最快的只有10天。

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张先生过去一直使用香港的离岸账户进行收款，客户从欧美地区通过银行电汇的方式汇款至香港，少则2-3个工作日，多则一周以上，张先生没少被收款时效“折磨“过。

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8月初，一位来自美国的新客户向张先生下了一个3000美金的短单，要求20天内交货。张先生同样使用了香港账户来收款，按照计划，货款只要在5个工作日内到账，就不会耽误工厂生产，客户就能如期收到货物。

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但计划赶不上变化。这笔货款过了一周才到账，而且被扣了30美金的手续费！新客户也因为不能按期收货对张先生非常不满意。

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由上述案例可知，“短、频、快”的碎片化订单虽风险更低，利润较高，但同时对外贸企业的资金周转能力提出更高的要求。

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如果张先生使用XTransfer的本地账户来收这笔货款，又会是什么样的结果呢？

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8月初，张先生收到一位美国新客户的3000美金订单，要求在20天内交货。张先生得知XTransfer的本地账户上线了，而且身边用过的朋友都说用本地账户收3万以下的小额货款，确实又快又省钱！张先生决定前往官网去申请一个试一试。

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张先生是XTransfer的新用户，他需要先注册并提交企业基本资料进行认证才可以申请“本地账户”。

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STEP1：\n登陆XTransfer官网，进入侧边栏“账户管理”-“收款账户”, 点击“添加收款账户”，进入以下页面。

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STEP2:\n点击“本地账户”，将出现“开户银行”信息，点击该页面下方的“确定”按钮，阅读并确认欧元本地账户和美元本地账户的使用条款和协议

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STEP3：\n点击“确认申请”，进入审核步骤。\n张先生拿到XTransfer的本地账户后，就把账户信息发送给美国客户，客户当天下午就给张先生汇了货款。

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令张先生惊讶地是，次日下午他就收到了XTransfer的到账信息，共收款2994美金，也就是说3000美金的货款只扣了6美金的手续费！这跟使用香港账户收款扣了30美金相比，简直是沧海一粟（XTransfer本地账户渠道服务费为每笔0.2%）

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张先生一收到货款，就让工厂按计划出货，因为收款效率的提高，客户提前3天就收到了货，非常满意张先生的效率，表示以后会长期合作。

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张先生也非常满意XTransfer本地账户的收款效率和收款手续费，决定以后欧美地区短单的货款都用这个账户收。

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看到张先生的例子，你是不是也心动了呢？

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XTransfer本地账户不仅适用于美元地区的收款哦，欧元地区也同样适用，而且欧元地区的客户汇款至本地账户不需要考虑换汇的成本，客户汇款更方便，合作就更长久！

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另外，不久的未来，XTransfer将开放更多地区的本地账户供外贸企业选择，让我们一起拭目以待！

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