124届中国进出口商品交易会（下称：广交会），再有一周就将结束，和往年一样，现场依然客商云集，热闹非凡。近两周来，外贸圈关注和热议的话题，大多离不开广交会，不少“明星”公司、创新产品和服务，成为大家热议的焦点。

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刚从广交会回来的张振，一直在无锡做机电配件的出口，今年参加广交会，他的收获不算小，其一是了解到海外市场的需求走势，回来后将着手调整市场和产品的方向；另外，火热的广交会，多少驱赶掉一些贸易摩擦的阴霾，让他信心增加了不少；和外贸同行们交流中，大家普遍认为应该把内功练好。经人指点，他很快申请了XTransfer离岸账户，这是一家在外贸圈口碑不错的跨境金融平台，身边已有不少同行加入XTransfer，最打动他的，是XTransfer的欧美“当地收款”服务：“买家上午打款，最快当天就能收到货款”。

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“有信心，定方向，上手段”。未来，张振想做的事情很多，他将之总结为这九个字。对于自己的企业，张振不喜欢讲创新这种大概念，多上一些好用、实惠的手段和工具，一点点让企业变得更好，这是他用过XTransfer之后的一大感受。对他来说，以往跨境收款这个令人头疼的环节，通过XTransfer的欧美当地收款服务，他的公司收款变得更快，而且费用更低。

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“大环境我们改变不了，但在自己企业内，能做的、能改变的事情很多，以前生意好做，很多环节都没那么在意。”不少出口商都和张振有一样的境遇：“我们做一笔出口订单，短的一个月，长的要3到6个月，如果收款环节缓慢，资金压力很大，有的还会因为到账慢、发货延迟，导致订单被取消。”看似简单的跨境收款，实则让贸易商大伤脑筋。

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今年广交会会场内外，XTransfer广告随处可见，“当地收款、快人一步”、“0费用，1天开立离岸账户”、“锁定汇率，波动无忧”……每一句都直击出口商的痛点。这家专为出口企业提供一站式跨境金融服务的科技公司，在过去一年里，靠口口相传，吸引了上万家外贸企业入驻。10月15日广交会开幕的当天，XTransfer获得招商局集团领投1000万美元消息，在外贸圈广为流传。

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“Xtransfer的价值，就是帮助出口企业把低效的接单和交易的环节，变得更快，也把本来可以节省的成本，真正省下来变为实实在在的利润。”Xtransfer公司CEO邓国标之前向媒体表达的观点，一直让张振印象深刻，在他看来，在眼下迷雾重重的大环境下，讲到了外贸商关心的点子上。

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对于张振这样的出口商，以往出口产品的成本结构相对稳定，当外力因素改变时，买卖双方除了博弈价格，出口商对各种成本结构的控制，成为新的考验。张振举了现实中的例子，出口订单的金额大小不一，电汇往往按每笔收费。一笔10万美元的订单，50美元的手续费可能无关痛痒，但一笔1000美元的订单，50美元的手续费，相当于5%的费率，绝对是痛点。而且，订单越是碎片化、小型化，这个痛点就越强。

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张振对此深有体会，他也确信一点，中小出口商要学会从每笔订单，细“抠”利润。他的公司通过XTransfer欧美“当地收款”服务，在美国和欧元区开立自己公司的银行账户，该地区的进口商可将货款直接汇到当地银行账户，因为不需要通过中间行，不涉及货币兑换，到账时间变得很快，汇款手续费也更低。无缝对接的交易环节，无形中让买卖双方信任大增。

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尝到实惠的张振，热衷搜寻XTransfer这种创新解决方案，他清楚的看到，未来的业务开拓中，他的公司还有很多环节可以优化，还有很多成本可以节省，精细化管理，不放过每个环节，从细节中，抠出利润。

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